Eligibility Levels for Pregnancy-Related Coverage in Medicaid and CHIP
/in Policy Featured News Home, Maps CHIP, Chronic Disease Prevention and Management, Eligibility and Enrollment, Eligibility and Enrollment, Health Coverage and Access, Health Equity, Infant Mortality, Integrated for Pregnant/Parenting Women, Maternal Health and Mortality, Maternal, Child, and Adolescent Health, Medicaid Expansion, Medicaid Managed Care, Population Health, State Insurance Marketplaces /by Anita CardwellEligibility Levels for Pregnancy-Related Coverage in Medicaid and CHIP
How States Address Social Determinants of Oral Health in Managed Care Contracts
/in Medicaid Managed Care Maps Child Oral Health, Children/Youth with Special Health Care Needs, CHIP, CHIP, Chronic Disease Prevention and Management, Essential Health Benefits, Health Coverage and Access, Maternal, Child, and Adolescent Health, Medicaid Expansion, Medicaid Managed Care, Medicaid Managed Care, Oral Health, Population Health, Social Determinants of Health, Special Populations and Services /by NASHP StaffRecent State Actions to Address Declining Children’s Insurance Coverage Rates
/in Policy Florida, Georgia, Iowa, New Jersey, Utah Blogs, Featured News Home CHIP, CHIP, Eligibility and Enrollment, Eligibility and Enrollment, Health Coverage and Access, Healthy Child Development, Maternal Health and Mortality, Maternal, Child, and Adolescent Health, Medicaid Managed Care /by Gia GouldSince reaching an all-time low in 2016, the rate of uninsured children has climbed from 4.7 percent in 2016 to 5.7 percent in 2019. In response, several state legislatures are considering bills designed to improve children’s coverage options and promote child enrollment in Medicaid and the Children’s Health Insurance Program (CHIP).
Program and Enrollment Expansions
One of the most notable efforts to expand children’s coverage was included in New Jersey Gov. Phil Murphy’s fiscal year 2022 budget, which establishes the Cover All Kids initiative to provide coverage to all uninsured children. At an estimated cost of $20 million, it is forecasted to cover 88,000 children by expanding Medicaid eligibility thresholds and extending coverage to children currently ineligible due to immigration status.
The Cover All Kids program aligns with initiatives previously proposed by New Jersey advocates and legislators to ensure all children have coverage. The governor’s proposed budget also directs the Department of Human Services to eliminate premiums and the waiting list for children enrolled in CHIP and provides funds for an enhanced outreach campaign to increase Medicaid and CHIP child enrollment.
In Utah, lawmakers considered two children’s coverage bills during this session. In 2019, Utah had the third-highest increase in the rate of uninsured children and the highest rate of uninsured Latinx children in the country. In response to these troubling statistics, the Utah Legislature passed HB262, which creates the Children’s Health Care Coverage program. This program directs the Utah Department of Health, Department of Workforce Services, and the state Board of Education to develop a program to promote health insurance coverage for children when they enroll in school and when they apply for free and reduced lunch.
The Utah law also requires the state to:
- Conduct research on families who are eligible for Medicaid and CHIP to determine their awareness of coverage options;
- Analyze trends in disenrollment to identify barriers for coverage renewal; and
- Administer surveys to gather information about current enrollees’ experiences with the programs.
Findings from this research will be used to redesign the CHIP and children’s Medicaid enrollment websites and inform future outreach partnerships.
Another Utah bill, SB158, designed to address the state’s coverage crisis through the creation of a robust outreach program, focused on enrolling underserved populations, providing application assistance, and launching an advertising campaign to draw attention to coverage opportunities for children. In addition, the bill would have expanded public coverage to children whose family income fell below 200 percent of the federal poverty level (FPL). Despite senate approval, the bill did not pass.
Like Utah, Florida experienced a dramatic increase in childhood uninsured rates since 2016. The Center for Children and Families at Georgetown University’s Health Policy Institute 2020 report found that more than 55,000 Florida children had lost coverage between 2016 and 2019, representing the second-highest coverage drop in the nation during that period. Florida legislators are currently considering HB 201 and SB 1244, both of which would increase the eligibility threshold for their CHIP program from 200 percent of FPL incrementally by 20 percent each year beginning in the 2021-2022 fiscal year, until reaching 300 percent of FPL, which is expected in the 2026-2027 fiscal year.
In Maine, legislators are considering LD 372, a bill to expand access to CHIP. The bill includes provisions to:
- Expand income eligibility from 200 to 300 percent of FPL;
- Eliminate the waiting period for children whose families have lost employer-sponsored coverage;
- Extend coverage eligibility from age 19 to 20; and
- Eliminate premium payments for all enrollees.
Express-lane eligibility:
Last week, the Georgia Legislature passed HB 163, which directs the Department of Community Health to seek federal approval to establish express-lane-eligibility (ELE) for children whose families apply for the Supplemental Nutrition Assistance Program (SNAP). By implementing the ELE option, children will automatically be enrolled or renewed in Medicaid or the state’s CHIP program, PeachCare for Kids, based on the current information provided in their SNAP application. State child health advocates estimate that this could increase child enrollment in Medicaid in the state by 70,000. Currently, five states use SNAP data to determine eligibility for Medicaid and/or CHIP.
CHIP Buy-in Programs:
Legislators in Iowa and West Virginia are considering bills to create CHIP buy-in programs, which allow families with incomes above their state’s CHIP eligibility thresholds to purchase coverage.
Iowa’s SF220 would allow families to purchase CHIP coverage for children and young adults up to age 26 whose household income exceeds the maximum income eligibility threshold of 302 percent of FPL. Iowa’s CHIP-buy in plan differs from traditional CHIP buy-in programs as it would allow families to purchase CHIP coverage for their children as an alternative to qualified health plans on the exchange or plans on the individual market — which unlike CHIP are not tailored to children’s needs.
The CHIP coverage would be sold through the marketplace, allowing families to compare their coverage options, and could be paid for with premium tax credits for eligible enrollees. If passed, the state would need federal approval to implement the plan.
West Virginia’s HB2278 would establish a buy-in program for children’s whose families earn more than 300 percent of FPL and could afford to pay the cost of CHIP coverage in full.
Despite states continuing to grapple with managing the COVID-19 pandemic, many are still seeking to improve coverage for children in Medicaid and CHIP. The National Academy for State Health Policy continues to track states’ efforts to increase enrollment in children’s coverage in Medicaid and CHIP.
American Rescue Plan Could Significantly Enhance Health Insurance Coverage
/in Policy Blogs, Featured News Home CHIP, Consumer Affordability, Eligibility and Enrollment, Health Coverage and Access, Health System Costs, Relief and Recovery, State Insurance Marketplaces /by Christina Cousart and Anita CardwellLast week, the House passed the American Rescue Plan Act of 2021 (ARPA). The $1.9 trillion relief package’s current proposals would change health coverage programs, including Medicaid, health insurance marketplaces, and continuation coverage offered through the Consolidated Omnibus Budget Reconciliation Act (COBRA).
If enacted, the changes could have significant ramifications for states and individuals served by these programs. States should be prepared to act quickly to implement and/or respond to the changes, some of which will be effective immediately upon passage.
ARPA is now before the Senate, which may make modifications and will review its provisions to determine if they meet budget reconciliation rules. Both House and Senate leadership have expressed strong interest in quickly passing the legislation, with passage possible by mid-March.
The following highlights key proposed Medicaid and Children’s Health Insurance Program (CHIP) changes as well as provisions designed to help increase access to affordable care for individuals who have lost employer-sponsored insurance.
Key Medicaid and CHIP Provisions
Coverage of COVID-19 vaccines and treatment under Medicaid and CHIP:
- Requires Medicaid and CHIP coverage of COVID-19 vaccines and treatment without cost sharing for all eligible enrollees;
- Increases federal medical assistance percentage (FMAP) to 100 percent for vaccine administration for one year after the end of the public health emergency (PHE); and
- Provides an option for states to provide coverage of COVID-19 vaccines and treatment without cost sharing for uninsured individuals at 100 percent FMAP.
Option to provide additional Medicaid and CHIP postpartum coverage:
- Allows states to extend Medicaid or CHIP coverage for 12 months after childbirth. (This option would be available for seven years).
Enhanced FMAP for mobile crisis intervention services:
- State option would provide Medicaid coverage for qualifying community-based mobile crisis intervention services.
- Provides 85 percent FMAP for these services. (This option would be available for five years.)
Temporary FMAP increase to incentivize Medicaid expansion:
- Provides 5 percentage point FMAP increase to states’ base FMAP rates for eight calendar quarters to states that opt to implement the Affordable Care Act’s Medicaid expansion after enactment of the American Rescue Plan. (This increase is in addition to the temporary 6.2 percentage-point FMAP increase available during the PHE provided by the Families First Coronavirus Response Act)
- FMAP increase applies to all Medicaid eligibility groups except the expansion group. Newly expanding states would receive the current 90 percent FMAP provided for the expansion group.
Temporary extension of 100 percent FMAP for care provided at Urban Indian Organizations and Native Hawaiian Health Care Systems:
- Provides 100 percent FMAP for eight calendar quarters for services provided at Urban Indian Health Programs or the Native Hawaiian Health Care System to Medicaid enrollees.
Sunset of Medicaid Drug Rebate Limit:
- Beginning in calendar year 2023, this provision would eliminate the cap on Medicaid drug rebates.
Temporary enhanced FMAP for home- and community-based services:
- Provides 7.35 percentage-point FMAP increase for one year to help states implement improvements to Medicaid home- and community-based services.
Creation of state strike teams for nursing facilities:
- Provides $250 million to the US Department of Health and Human Services for states to create strike teams to help nursing facilities manage COVID-19 outbreaks.
Key Private Market Coverage Provisions
Support for continuation coverage through COBRA:
- Provides federal funding so that individuals would only have to pay 15 percent of their premiums toward COBRA coverage. COBRA allows individuals who have experienced job loss to continue enrollment in their employer-sponsored health insurance plan for a period of up to 36 months. Normally, individuals pay 100 percent of COBRA premiums. Federal funding will be available through Sept. 30, 2021.
- Requires employers to provide updated information to qualifying employees about the program and be prepared to expedite review for any employees who are denied premium assistance.
Enhanced tax credits to purchase coverage through health insurance marketplaces:
- Provides a two-year enhancement to premium tax credits (PTCs) available to eligible individuals who qualify to purchase coverage through health insurance marketplaces. The enhancements both increase the amount of PTCs available at all income levels and eliminate the 400 percent earnings (of federal poverty level – FPL) limit to qualify for PTCs.
- Funding would cap monthly premiums at no more than 8.5 percent of an individual’s income.
- The PTC enhancements would be available for the 2021 and 2022 plan years. Individuals who are currently enrolled in marketplace coverage would be eligible for rebates to cover expenditures already made toward 2021 coverage.
- Disregards income above 133 percent of FPL for purposes of calculating eligibility for PTCs for any individual who receives unemployment compensation in 2021.
- For more information about these proposals, read the February, 2021 National Academy for State Health Policy (NASHP) blog, Congressional Proposals Could Improve Coverage Affordability and Access for Millions.
NASHP will follow the American Rescue Plan Act as it moves through Congress and will continue to share information on provisions that are critical to states.
Michigan Medicaid Addresses Social Determinants of Oral Health through Dental and Medical Contracts
/in Medicaid Managed Care Michigan Blogs, Featured News Home Child Oral Health, CHIP, Consumer Affordability, Cost, Payment, and Delivery Reform, EPSDT, Health Coverage and Access, Health Equity, Health System Costs, Maternal, Child, and Adolescent Health, Medicaid Managed Care, Medicaid Managed Care, Oral Health, Population Health, Primary Care/Patient-Centered/Health Home, Quality and Measurement, Social Determinants of Health, Special Populations and Services, Workforce Capacity /by Ariella LevisohnInequities in dental care are prevalent across the United States, with significant disparities based on age, race, ethnicity, and socioeconomic status. Economic factors, such as ability to pay for dental insurance, and social factors such as food insecurity and access to nutritious food options also play a large role in oral health outcomes.
In Michigan, state Medicaid medical and dental managed care contracts now include requirements to address social determinants of health (SDOH) among enrollees. Examples of these requirements include:
- Incorporating oral health into community health workers’ training curriculum;
- Collaborating with community-based organizations (CBOs);
- Collecting data on enrollees’ SDOH and using it to target outreach and educational activities; and
- Implementing quality assurance and improvement projects that promote equitable access to oral health care.
Michigan’s Medicaid medical and dental managed care contracts demonstrate a proactive approach to identifying and addressing SDOH among Medicaid enrollees. While budget shortages resulting from the COVID-19 pandemic may make it more difficult for states to take on additional initiatives, addressing SDOH in Medicaid contracts can decrease costs and improve oral health outcomes. States that want to encourage dental plans to take on a larger role in promoting equitable access to care and addressing SDOH could adopt initiatives similar to Michigan’s.
These types of Medicaid contractual requirements are important first steps in improving SDOH among enrollees, while strengthening monitoring and enforcement requirements are also critical tools when adequate funding and personnel are available.
Why Focus on Oral Health and SDOH?
SDOH are the conditions in the places where individuals live, learn, and work that may affect their health risks and outcomes. They include factors such as food access, housing stability, educational attainment, poverty, health literacy, and transportation, among others. Social determinants dictate an individual’s access to health care and quality of care, which directly affect physical and oral health and exacerbate health disparities. For example:
- Low-income children are twice as likely to have dental caries (tooth decay) than children from higher-income homes; and
- Individuals who are poor or have less than a high school education have edentulism (toothlessness) at a rate three-times higher than those with higher incomes or more education.
Increasingly, Medicaid medical and dental managed care organizations are implementing initiatives designed to address SDOH among their members in order to improve oral health and promote health equity.
While all states cover dental care for Medicaid-enrolled children under age 21 as part of the Early and Periodic Screening, Diagnostic and Treatment (EPSDT) benefit, adult dental coverage is optional for state Medicaid programs. Currently, 35 states provide limited dental benefits for adults and 19 states offer extensive adult dental benefits. However, optional adult benefits, such as dental care, may be affected by state efforts to meet continued budget challenges arising from the COVID-19 pandemic. Dental disease, though, not only adversely affects oral health but is also associated with diabetes, heart disease, stroke, and low birth weight and preterm births. Preventive dental care has the potential to improve overall health and well-being and reduce costs.
How Michigan Addresses Oral Health and SDOH
In NASHP’s recent 50-state scan of Medicaid managed care medical and dental contracts, Michigan was one of only three states (out of 19 reviewed) to consistently and directly reference SDOH in their Medicaid dental plan contracts.* Additionally, Michigan’s Medicaid medical managed care organization (MCO) contract includes detailed requirements for addressing SDOH, many of which align with the dental plan’s language and promotes coordination between physical and oral health care. While written contractual requirements do not guarantee that medical and dental plans are actively engaged in implementing SDOH-related initiatives – especially in the absence of funding to monitor these programs – Michigan’s contracts offer valuable examples of potential ways to address SDOH that other states could adopt as a first step.
Michigan Delivery System Overview
Michigan Medicaid uses a managed care system to deliver medical and dental care, and the Medicaid dental benefit is carved out and administered by various dental plans contracted by the state. Michigan Medicaid covers limited dental services for adults, including dental check-ups, teeth cleaning, X-rays, fillings, tooth extractions, and dentures. Additionally, the state offers an enhanced dental benefit for Medicaid-eligible pregnant women that includes emergency dental treatment and some oral surgeries. Michigan also administers the Healthy Kids Dental program, which covers comprehensive oral health care for children under age 21 enrolled in Medicaid.
Dental Contract Language
Michigan stands out because of the state’s frequent and direct mentions of SDOH throughout its Healthy Kids Dental (HKD) model contract. The HKD contract reflects a broad range of required initiatives related to SDOH, including:
- Collaboration with community organizations;
- Data use to target interventions and assess population-wide social needs, and
- Implementation of quality assurance and improvement projects that reduce barriers to oral health care.
Collaboration with Community Organizations
One way dental plans can help address SDOH-related needs is by working with community-based organizations (CBOs). CBOs play an important role in connecting individuals to social services and helping people access health-related social needs, such as healthy food, transportation services, and educational materials that promote health literacy.
Michigan requires dental plans administering the HKD program to “collaborate with community-based organizations to facilitate the provision of enrollee oral health education services to ensure the entire spectrum of social determinants of oral health are addressed, e.g., housing, healthy diet and physical activity.” Michigan also encourages contractors to “build relationships with community partners that will engage in integrated care and promote good oral health practices.”
Through dynamic and active partnerships with CBOs, dental plans can more easily refer individuals to social and community services to help address members’ needs. Additionally, these partnerships with CBOs allow the state to expand its reach to more Medicaid-eligible children through educational initiatives.
Dental plans can also encourage members to work with CBOs and other public health programs by implementing their own educational programs. Michigan lists community-based public health resources on its website, and requires dental plan contractors to institute educational, public relations, and social media programs to increase awareness of available resources, such as CBOs, that can help reduce the impact of social determinants of oral health.
Data Collection, Tracking, and Reporting
While coordinating with social and community resources is an important step in improving health equity, having strong mechanisms in place to collect and track community data is critical to ensure social determinants are addressed. Michigan stands out in its commitment to require that medical and dental plans collect SDOH-related data.
Michigan requires HKD contractors to collect data on SDOH and utilize enrollment files, claims, encounter data, and utilization management data to improve community collaboration and address oral health disparities. The state specifies that the dental plan must “use social determinants of oral health data provided by [the Michigan Department of Health and Human Services] to analyze member-level data to direct the contractor’s efforts of targeted interventions, outreach, enrollee education and health promotion.” Additionally, the dental plan must report on the effectiveness of its population health management programs, including measures identifying the number of enrollees experiencing a “disparate level of social needs,” such as limited transportation access and housing instability.
Michigan’s data utilization requirements range from addressing individuals’ health-related needs to analyzing population-wide equity issues. Plans are required to gather and utilize this information for finetuning their services, such as care management and referrals. However, given that requirements for health plans to collect SDOH-related data are fairly new, and the state has little funding available for this work, the state’s role in monitoring whether data collection is occurring is currently limited. With adequate funding and personnel, states can take a more active role in tracking and data analysis to better understand the social needs of the population and effectively target SDOH-related interventions.
Quality Assurance and Performance Improvement
Michigan is committed to not only reporting on the effectiveness of SDOH-related initiatives, but also working to improve existing systems to better address inequities in oral health. The HKD contract requires the dental plan to have a Quality Assurance and Performance Improvement (QAPI) plan that includes a description of how the contractor will, “develop system interventions to address the underlying factors of disparate utilization, health-related behaviors, and oral health outcomes, including, but not limited to, how they relate to utilization of dental emergency services,” and “ensure the equitable distribution of dental services to contractor’s entire population, including members of racial/ethnic minorities, those whose primary language is not English, those in rural areas, and those with disabilities.”
SDOH can contribute to variances in utilization of dental services and poor oral health outcomes, with factors such as geographic location and language proficiency playing an important role in driving health care access. In addition to using data to better understand the impact of social factors on members’ oral health and population utilization trends, Michigan requires contractors to continue to find new ways to reach all populations and reduce the effects of SDOH on oral health outcomes.
Medical Contract Language
Much of the language related to SDOH included in the Healthy Kids Dental contract is consistent with the language in Michigan’s Medicaid medical MCO contract, which covers adults and children. Both the HKD and MCO contracts require the plan to collaborate with CBOs to provide physical and oral health education and address SDOH, implement community education campaigns to improve public knowledge of community-based resources, report on the effectiveness of SDOH-related population health management initiatives, and promote equitable access to care using Quality Assurance and Performance Improvement (QAPI) projects.
However, the medical contract also offers additional opportunities for investment in SDOH that states could consider implementing in dental contracts. For example, Michigan requires medical MCO contractors to participate in the Medicaid Health Equity Project, which is a statewide effort to address racial and ethnic disparities. Through this project, Medicaid health plans collect and report on data across multiple quality measures, including access to preventive and ambulatory health services. The state then uses data stratification by race and ethnicity to determine how racial and ethnic discrimination affect each quality measure, with the goal of addressing any disparities.
Additionally, the medical contract requires health plans to enter into agreements with CBOs to coordinate “population health improvement strategies,” which address social determinants such as physical environment and socioeconomic status. These agreements with CBOs must include information on data sharing, each partner’s role in care coordination, reporting requirements, and plans for coordinating service delivery with primary care providers.
What are Key Considerations and Next Steps?
Addressing SDOH is critical to improving oral health, overall health, and health equity. Increasingly, Medicaid dental plans across the country are collecting data on community needs and implementing initiatives to reduce barriers to oral health care. In a recent 50-state scan of Medicaid managed care contracts, NASHP found that out of 19 dental contracts and 38 medical contracts reviewed nationally, 13 and 37, respectively, require the plan to coordinate with community services. Efforts to address SDOH are also underway, though they tend to be further along on the medical side than the dental side. This provides an opportunity for states to apply medical contracts’ language in their dental contracts, or work with health plans to link existing SDOH-related programs with the dental system.
In response to budget shortfalls resulting from the COVID-19 pandemic, Michigan’s Medicaid program now faces potential rate changes, particularly for dental payments. However, program staff report they see opportunities to establish shared performance metrics between Medicaid MCOs and dental plans in the future. The state is considering ways to standardize and refine SDOH-related data collection and analysis, especially related to dental care. Michigan health officials noted the necessity of first ensuring data was valid and reliable before using it to drive decisions or implement capitation withhold incentive programs. The state is also discussing leveraging Michigan’s health information exchange to transmit standardized SDOH screening information to plans and providers.
Through the Healthy Kids Dental and Medical MCO contract, Michigan has demonstrated a strong commitment to addressing social determinants of oral health. The contracts present an opportunity for states to adopt similar language in order to encourage dental plans to coordinate with CBOs, effectively collect and use SDOH-related data, and implement performance improvement projects aimed at reducing disparities.
* NASHP scanned Michigan’s Healthy Kids Dental model contract and the Michigan Medicaid Medical MCO sample contract.
Acknowledgements: This fact sheet was made possible by the DentaQuest Partnership LLC. The author would like to especially thank Trenae Simpson for her guidance and assistance, and state officials in Michigan for their helpful feedback. The information, content, and conclusions are those of the author’s and should not be construed as the official position or policy of the DentaQuest Partnership LLC.
State Medicaid and CHIP Strategies to Protect Coverage during COVID-19
/in COVID-19 State Action Center Charts, Featured News Home CHIP, CHIP, COVID-19, Eligibility and Enrollment, Eligibility and Enrollment, Essential Health Benefits, Health Coverage and Access, Health Equity, Maternal, Child, and Adolescent Health, Population Health /by Gia GouldPublic Insurance Financing of Home Visiting Services: Insights from a Federal/State Discussion
/in Policy Blending and Braiding Funding, Care Coordination, Children/Youth with Special Health Care Needs, Children/Youth with Special Health Care Needs, CHIP, CHIP, Chronic and Complex Populations, Chronic Disease Prevention and Management, Health Coverage and Access, Integrated Care for Children, Long-Term Care, Maternal, Child, and Adolescent Health, Medicaid Managed Care, Physical and Behavioral Health Integration, Population Health, State Resources, The RAISE Family Caregiver Resource and Dissemination Center /by Taylor Platt and Karen VanLandeghemNASHP hosted a meeting of state and federal Medicaid, public health, and home visiting leaders to discuss key opportunities, challenges, and innovative approaches to enhance public insurance financing of home visiting services. Participants discussed strategies to enhance Medicaid and Children’s Health Insurance Program funding of home visiting services and strengthen state financing systems to support home visiting. This report summarizes the key themes discussed at this meeting, including critical policy levers, state strategies, and key considerations to enhance these efforts.
Introduction
Home visiting is a long-standing strategy that states use to improve the health and well-being of women, children, and their families, particularly those living in underserved and vulnerable communities. Home visits are often provided to families to deliver social, health, and educational services and can play an important role in addressing health needs throughout the life course. Home visiting programs can include screenings for physical, social-emotional, and developmental issues, case management, and family support and counseling. Services can also include promotion of well child visits and immunizations, Early and Periodic Screening, Diagnostic and Treatment (EPSDT) services, prenatal and postpartum care, and education about healthy nutrition and physical activity.
They have been shown to increase important services, such as:
- Screening caregivers for depression and intimate partner violence;
- Improving school readiness for children; and
- Improving coordination and referrals to community resources.[1]
Home visiting programs have demonstrated cost savings in several areas, including reducing unnecessary health service utilization through a decrease in emergency room visits and decreased placement in special education services and grade repetitions.[2] One of the largest benefits from home visiting is decreasing a family’s need for public assistance.[3] Home visiting is a cost effective way to address social determinants of health and a way to support health care providers by ensuring that the diverse needs of families can be addressed and met outside of clinical care settings.
The Maternal, Infant, and Early Childhood Home Visiting (MIECHV) Program was established in March 2010. The federal program, administered by the Health Resources and Services Administration (HRSA), supports evidence-based, voluntary home visiting services for families with young children that reside in communities at risk for poor health outcomes.[4] In 2019, the program awarded approximately $351 million to 56 states, territories, and nonprofit organizations to support home visiting services, serving over 154,000 parents and children, and providing more than 1 million home visits nationwide.[5] While MIECHV is a critical federal program for states, the need for home visiting services far exceeds federal MIECHV funding to states. Approximately 18 million pregnant women and families could have benefited from home visiting services but were not served, according to 2018 data.[6]
Financing of home visiting services is a key factor in the availability of and access to home visiting services. States finance home visiting services through multiple federal and state funding streams in addition to MIECHV. These funding streams include Medicaid and the Children’s Health Insurance Program (CHIP), Temporary Assistance for Needy Families (TANF), the state Title V Maternal and Child Health (MCH) Services Block Grant, state general revenue funds, and private foundation support. Medicaid and CHIP can play a key role in supporting home visiting services. In 2019, nearly three-quarters (76 percent) of participants in the MIECHV program were enrolled in Medicaid.[7] Recognizing this important role, the Centers for Medicare & Medicaid Services (CMS) and HRSA issued a Joint Informational Bulletin in 2016 containing guidance to states on federal authorities, opportunities, and strategies for supporting home visiting services through Medicaid and the Children’s Health Insurance Program (CHIP).[8]
The National Academy for State Health Policy (NASHP), with support from the HRSA Maternal and Child Health Bureau (MCHB), hosted a meeting in January 2020 of state and federal leaders in Medicaid, public health, and home visiting to discuss key opportunities, challenges, and innovative approaches to enhancing public insurance financing of home visiting services. It is important to note that this meeting was held prior to the COVID-19 pandemic and states are now facing the ramifications of the pandemic, including reduced state budgets. Participants discussed strategies to enhance Medicaid and CHIP financing of home visiting services in states and strengthen state financing systems to support home visiting. The meeting provided an opportunity to collectively identify and discuss strategies for enhancing federal and state financing of home visiting programs. This document summarizes the key themes that were discussed at this meeting, and reflects discussion among state officials who participated in the meeting about the critical policy levers, state strategies, and key considerations for enhancing efforts in this area.
State Policy Opportunities to Increase Use of Public Insurance Financing
States have long-standing programs and investments that support home visiting for women, children and their families. Public insurance financing is a key part of these efforts in many states. A recent national report found that approximately 20 states use Medicaid and CHIP to finance home visiting services.[9] Several policy questions persist concerning the use of public insurance financing and braiding the array of federal, state, and private funding options available to states:
- Limited awareness about which elements of home visiting Medicaid and CHIP can reimburse for;
- Varying knowledge levels among home visiting stakeholders about how to navigate the Medicaid program;
- The administrative burden around tracking and reporting the impact of home visiting services on health outcomes;
- The need for integration and alignment among home visiting services and other child-serving systems; and
- The variability among states’ policy, programmatic, and system considerations resulting in the need for tailored and targeted financing strategies.
State health leaders who participated in the federal/state meeting (see Appendix B) identified the following policy areas that need additional focus and support relating to public insurance financing of home visiting services.
How can states ensure that home visiting programs are fully funded, particularly given the looming fiscal crises, to meet the needs of all eligible families. This requires complex braiding of federal, state, and private funding streams. Home visiting programs provide an array of services and supports to pregnant women, infants, and children, not all of which are Medicaid- and CHIP-reimbursable. Therefore, home visiting programs must be supported by multiple federal and state funding streams. State health leaders expressed the need to ensure that the full array of services (e.g., health services, social supports, home visitor transportation, provider training) are provided through home visiting programs, while leveraging financing of those services that can be covered by Medicaid and CHIP.
Limited awareness about public insurance financing options and the use of federal authorities in Medicaid and CHIP can hinder the use of these options in states. State Medicaid, MIECHV, and Title V MCH programs, and other stakeholders that administer home visiting services expressed the need for additional information and technical assistance about public insurance financing options and how to use and leverage them in states. Home visiting is not a mandated benefit or fully defined set of services under the federal Medicaid program. States must leverage one or more categories of benefits (e.g., case management, preventive services, and home health services) in order to use federal Medicaid and CHIP funds for home visiting services.[10] To leverage them effectively requires an in-depth understanding of the financing options available under Medicaid and CHIP, knowing which services are reimbursable, and strong cross-sector partnerships among state Medicaid and public health programs.
Complexities in state Medicaid and managed care plan rate setting can lead to variability in reimbursement rates for home visiting services among states. Rate setting for Medicaid is a complex process that involves ensuring rates are actuarially sound based on economy, efficiency, and quality.[11] State Medicaid agencies set their own rates for services through an actuarial process that takes into account base utilization, medical trend inflation, and risk adjustment.[12],[13] The actuarial process used to set Medicaid payment rates takes into account cost savings and the benefits of a service over a period of time. In the case of home visiting services, cost savings may not be realized until years after the service is delivered. Additionally, low usage of services can result in lower projected costs for the service, and therefore a lower baseline for the service when determining the overall capitation rate. Home visiting rates for select states underscore this variability – in Oregon, reimbursement is $355 per visit for home visiting delivered through targeted case management, in Minnesota public health nurses are able to bill $140 per visit, and in South Carolina, Medicaid reimburses $176 per visit.[14]
In addition to overall rate setting, state Medicaid agencies also must negotiate rates for home visiting services provided by managed care plans, in states that serve Medicaid beneficiaries through Medicaid managed care. Negotiating rates with managed care plans can be a challenge for several reasons. First, a wide range of services are provided in home visiting, making it difficult to establish a rate that fully covers all components of a home visit. Also, the benefits of home visiting services, like school readiness, reduced crime or domestic violence, and improved parent-child relationships,[15] may not be fully realized while a Medicaid beneficiary is a member of the Medicaid managed care plan and Medicaid enrollees often transition on and off of coverage over time, resulting in a potential disincentive for health plans to invest in services.
Medicaid and CHIP reimbursement rates can impact the availability of home visitors. Because home visiting is not a discrete service, reimbursement rates may be lower than what is needed to cover a full home visit, which includes costs for transportation for the home visitors and assistance in accessing non-Medicaid related services. Reimbursement levels can hinder the ability of states and community-based organizations to hire and retain professionals (e.g., public health nurses and other health and social service professionals) who deliver home visiting services. In a national survey of home visiting program managers, low salary was the most common reason (51 percent) for staff turnover.[16] Home visitor workforce shortages can lead to an inability for programs to fully reach and support the large population of families that need and can benefit from services.
Navigating state Medicaid billing policies and billing codes when providing services using a two- generation approach requires dedicated staff time. Home visiting programs are intentionally designed using a two-generation approach – a model that promotes caring for the mother and child together as one unit. In this case, determining correct codes for billing can be complicated and also depend on state Medicaid policy for Medicaid reimbursement of two-generation services. Federal guidance allows states to reimburse for services to a Medicaid-eligible mother or a Medicaid-eligible child for services that actively involve the child, are directly related to the needs of the child and such services must be delivered to the child and mother together, but can be claimed as a direct service for the child.[17] Given the different funding streams used to support services, administrators need to know what types of providers can be reimbursed by which funding streams (e.g., Medicaid or MIECHV) and the appropriate billing codes and procedures for all of the different services that home visitors provide.
Rules governing qualified provider requirements in Medicaid state plan amendments can limit which home visitors are reimbursed. Evidence-based home visiting models vary in their requirements for who qualifies as a home visitor.[18] Some programs require that nurses conduct a home visit, while other programs promote the use of community health workers or other trained staff. Federal Medicaid law[19] allows states to set reasonable standards relating to qualifications of providers under Medicaid.[20] Depending on the benefit, services can be provided by unlicensed practitioners who meet qualifications established by a state. Such benefits include the case management benefit, preventive services, and rehabilitative services benefit. Examples of reasonable standards states must set for providers include the ability to perform the service in a professionally competent manner and the infrastructure to bill.[21] State policies vary regarding terms for qualified providers for home visiting. Some states set the qualified provider based on the home visiting model being used (e.g., nurse family partnership), while others may use local health departments or other community-based organizations that already have qualified providers to deliver services.[22] The types of providers a state deems to be an eligible qualified provider may not always include the provider who is the home visitor. Additionally, in most cases the qualified provider rendering the home visiting service is not the same as the qualified billing provider (e.g., a physician, local implementing agency, or health department), which can add another layer of complexity to Medicaid reimbursement.
Navigating federal Medicaid authorities such as waiver requirements can impact the use of some Medicaid strategies. Federal Medicaid Section 1115 demonstration project authorities provide states with additional flexibility to design policy initiatives and programs that improve health care for Medicaid beneficiaries. The federal Section 1115 Medicaid waiver, for example, is a research demonstration waiver that is approved for an initial five-year period, and can be extended for up to an additional three to five years depending on the populations served.[23] A few states (e.g., Maryland and Vermont) have used Section 1115 waivers to support home visiting through Medicaid.[24] However, states at the meeting discussed that due to the intricacies of the federal waiver process this strategy is not commonly used to support home visiting services. One factor may be that states are required to demonstrate budget neutrality over the life of the demonstration project, usually lasting just a few years. While some home visiting outcomes, like those for pregnant women and newborns, may be more immediate, other health outcomes may not be evident until several years after the service is provided. Because of this states can experience challenges in demonstrating cost savings to continue to use Medicaid dollars through the 1115 demonstration waiver.[25]
Lack of alignment across federal and state data reporting requirements adds to complexities in demonstrating the impact of home visiting programs. States must submit separate federal program reports for different performance measures and indicators across the programs that support home visiting, creating challenges for state performance reporting. States often have to implement planning processes and dedicate resources to integrate home visiting efforts, create data tracking and reporting systems that align measures across an array of programs, and ultimately, build a statewide integrated home visiting program from multiple federal and state funding sources. These challenges are compounded by a lack of staff capacity to report on data, inadequate state reporting systems, and lack of comparability of data and reporting measures across federal programs including Medicaid and CHIP. Most states have few-to-no home visiting data tracking and reporting systems that fully capture home visiting data and thus, ease the reporting process as it relates to home visiting.
Financing Strategies and Innovations to Address Key Opportunities
State Medicaid, public health, and MIECHV officials who participated in the federal/state discourse meeting agreed that while there are policy areas in need of further support and focus, public insurance financing of home visiting provides important opportunities to increase the ability of states to provide critical home visiting services to MCH populations.
Participants described a range of public insurance financing strategies and innovations that they are using to support home visiting programs. These strategies include the use of:
- Medicaid-targeted case management;
- Medicaid managed care contracting processes;
- Federal Medicaid authorities (e.g., Section 1115 waivers);
- CHIP Health Services Initiatives (HSIs);
- Public/private partnerships, such as the Pay for Success model in South Carolina; and
- Value-based payment and bundling of home visiting services payments.
The state examples included below represent some of the leading innovations using public insurance financing and were reflected in the discussions and strategies highlighted during the meeting. These states – many of which were represented at the federal/state discourse meeting – took unique approaches to integrating public insurance into their financing of home visiting. Because lessons learned from these models formed the basis of discussions at the meeting, summaries of these models and some of their more innovative elements are highlighted. Additional information about these models is included in Appendix C and also has been previously widely reported on by NASHP and others.
Targeted Case Management
The most common Medicaid mechanism for financing home visiting is targeted case management (TCM). TCM is a service under Medicaid that helps enrollees gain and coordinate access to necessary medical, social, and educational care and other services tailored to their needs.[26] TCM helps enrollees gain access to needed services, but cannot be used to provide the underlying needed services. Traditionally, one way states have used TCM for MCH populations is to increase use of prenatal care through maternal and infant case management programs.[27] Use of TCM requires submission of a state plan amendment to CMS for approval. At least 33 states currently use TCM to finance home visiting services for prenatal care as a Medicaid benefit, and at least 30 cover it as a postpartum Medicaid benefit.[28] TCM was outlined in the CMS and HRSA joint informational bulletin as a strategy states could use to promote public insurance financing. Additionally, using TCM can help address the challenge of navigating the federal Medicaid Section 1115 demonstration process by only requiring a state plan amendment.
- The Kentucky Health Access Nurturing Development Services (HANDS) program, administered by the Kentucky Department of Public Health, is a voluntary statewide home visiting program that serves Medicaid-eligible parents during the prenatal period through the child’s third birthday. The program is supported by Medicaid through TCM and other state and federal funds. Kentucky uses state tobacco funds as the state match for federal Medicaid dollars. Services provided include health education, developmental and social-emotional screenings for children, domestic violence and perinatal depression screenings for parents/caregivers, and referral coordination.[29] Through coordinated efforts across state Medicaid and public health agencies, the program is delivered through local health departments using a fee-for-service payment model. Kentucky was able to leverage MIECHV funds to expand services beyond just first-time mothers.
Medicaid Managed Care Contracting
Nearly all states serve a majority of their Medicaid enrollees through Medicaid managed care (MMC) programs. As of 2017, 47 states and Washington, DC enrolled some of their Medicaid enrollees in Medicaid managed care plans.[30] The MMC contracting process presents opportunities for states to promote home visiting services for eligible pregnant women. State Medicaid programs contract with managed care plans to provide services and agree to a set per member per month payment for the services provided. Home visiting services can be included in the capitated payment rate in MMC. As more states transition Medicaid-eligible pregnant women to managed care, they are using MMC contracts to promote home visiting services.
- Michigan’s Maternal and Infant Health Program (MIHP) is administered by the state Medicaid agency and is the largest home visiting program in the state. MIHP is available to all pregnant women enrolled in Medicaid and their infants up to 12 months. The program promotes healthy pregnancies and positive birth outcomes via a standardized, system-wide process of case management.[31] The MIHP program is written into the Medicaid State Plan to allow Medicaid to fund the program. MIHP services have been rolled into the state’s Medicaid managed care contracts and managed care organizations (MCOs) can contract with MIHP providers to provide services. MIHP services include social work, nursing services (e.g., health education and nutrition education), breastfeeding support, nutritional counseling, and beneficiary advocacy services.[32] Recently, MIHP was approved as a MIECHV evidence-based model.
- Minnesota includes home visiting as part of its capitated payment rate under its managed care contracts. The state has a long history of using Medicaid to finance home visiting services. Minnesota requires the managed care plans to contract with local health departments to administer voluntary, evidence-based home visiting programs to Medicaid enrollees. At least five additional states use managed care to finance home visiting. The state legislature set the rate at $140 per visit to help ensure the reimbursement rate was not too low. Two states (Illinois and New Mexico) are working to implement demonstration projects through their managed care plans.[33]
- In its biennium budget, Virginia Medicaid seeks federal authority through waivers and state plan amendments to implement a home visiting benefit for at-risk pregnant women and postpartum women at risk of poor health outcomes. The intention is for this benefit to be included as part of the state’s managed care plans contracts allowing MCOs to contract with local providers for these services. At this time, funding for this process is unallotted due to COVID-19 and the Virginia General Assembly is expected to meet in a special legislative session to make a determination on this budget item. Early Impact Virginia officials, which is the alliance for early childhood home visiting programs, meets regularly with the Office of the Secretary of Health and Human Resources, the Office of the First Lady of Virginia, the Virginia Department of Health, Virginia Medicaid, and other relevant stakeholders to ensure in the development of the benefit and the potential for evidence-based models.
Federal Medicaid Section 1115 Demonstration Projects
Federal Medicaid waivers give states the flexibility to design home visiting services for Medicaid recipients. As previously mentioned, the Section 1115 demonstration project gives states additional flexibility to design and improve their programs by waiving certain provisions of federal Medicaid law. A few states have taken advantage of this federal Medicaid authority.
- Maryland’s Section 1115 demonstration project allows local government entities to apply for federal matching funds for Maryland’s Home Visiting Services (HVS) Pilot. The HVS Pilot provides home visiting services for high-risk pregnant women and children up to two years of age. The HVS Pilot is aligned with two-evidence-based models – (Nurse Family Partnership and Healthy Families America) – that focus on the health of pregnant women. Local government entities can apply to the program if they are able to fund 50 percent of HVS Pilot costs with local dollars. Key community partners must be identified to help deliver the pilot program. Approximately $2.7 million in matching federal funds are available on an annual basis and the HVS Pilot expenditures can total up to $5.4 million annually. The pilot operates until Dec. 31, 2021.[34]
CHIP Health Services Initiatives
An emerging federal initiative to increase public insurance financing of home visiting are CHIP Health Service Initiatives (HSIs). CHIP HSIs have been available to states since shortly after the passage of CHIP in 1997 to support a range of child health services including home visiting. CHIP HSIs are intended to serve children under age 19 who are eligible for Medicaid or CHIP, but can be designed to improve the health of a broader population of children.[35] HSIs are funded by a combination of state and federal money. States draw federal funds from the their CHIP administrative allocation, which is 10 percent of its CHIP block grant. HSIs can focus on direct services, public health initiatives, or ongoing social, and behavioral health needs. State HSIs are subject to CMS approval through a state plan amendment and must include metrics to measure impact and outcomes of the program.
At the meeting, some state officials expressed interest in developing a home visiting HSI. However, officials raised concerns about ensuring that programs are able to provide the full scope of home visiting services and the challenges of working in coordination with additional payers. Because home visiting is not a discrete health care service, leaders raised considerations and challenges, similar to ones raised for Medicaid, about using a CHIP HSI to fully support home visiting services. At least four states have home visiting CHIP HSIs.
- Arkansas’s HSI – SafeCare – focuses on delivering home visiting services to children at risk for placement in foster care. SafeCare is a structured, evidence-based, and in-home parenting program that has a home visitor and parent work together to create a safe home environment.[36] The home visitor assists the parent in providing structure and routines, while encouraging systematic health decision-making to keep children safe while in their homes. Parents are provided with useful tools, such as books, thermometers, childproof safety locks, and other learning materials to use in their natural family environment to keep children safe. The home visitor delivers weekly or biweekly home visits for approximately 18 to 22 weeks.[37]
Public/Private Partnerships
Some states have developed unique public/private partnerships to leverage home visiting to advance priorities for MCH populations. South Carolina wanted to improve birth outcomes and address infant mortality rates. State officials built a public/private partnership to further support the state’s Nurse Family Partnership (NFP) home visiting program. During the discourse, state officials acknowledged needing significant incentives and political will from an array of state agencies, the legislature, and the private sector to create the Pay for Success (PFS) program. While the public/private partnership is an opportunity states are interested in exploring, there is a significant amount of administrative work to get this type of model off the ground.
- South Carolina’s Pay for Success model relies on strong private-public partnerships. In the model, a private investor provides the upfront capital to implement an evidence-based social service program in collaboration with a government agency. The government repays the investor if the program meets the agreed-upon goal. South Carolina is currently using the PFS model in conjunction with Medicaid to expand the home visiting programs in the state. The PFS initiative focuses on improving health outcomes for Medicaid-eligible mothers and children. In 2016, the South Carolina Department of Health and Human Services, which administers Medicaid and the PFS initiative, used a 1915(b) Medicaid waiver to support NFP’s efforts.[38] The PFS initiative directed $30 million — $17 million from philanthropic funders and $13 million from Medicaid — to expand the NFP’s evidence-based services to an additional 3,200 first-time, low-income mothers across the state. South Carolina used a 1915(b) waiver because it allowed NFP to bill in real time for the cost of home visiting services, expand home visiting services, and waive the freedom of choice of providers for the NFP program. The program focuses on four outcome metrics to assess NFP’s impact:
- A reduction in preterm births;
- A reduction in child hospitalizations and emergency department usage due to injury;
- An increase in healthy spacing between births; and
- An increase in the number of first-time mothers served in areas with high concentrations of poverty.
The state made $7.5 million available for success payments based on NFP’s performance on each metric.[39]
Value-based Payment and Bundling of Home Visiting Services
Value-based payment (VBP) models and bundled payments were discussed as an opportunity states could use to increase public insurance financing of home visiting services. State Medicaid agencies are turning to VBP models as part of health system reform. Moving away from the traditional fee-for-service model that is based on volume of care, VBP models reward providers for reaching specific goals around the quality of care while taking into account cost considerations.[40] VBP models have been implemented to help better serve MCH populations using benchmarks such as prenatal care initiation, postpartum care, and reduction in early elective delivery rates.[41]
Bundled payments represent a single payment to providers for all services given to treat a condition during a predefined episode of care.[42] For example, Medicaid agencies can use a bundled payment for labor and delivery services. Currently, few states are using VBP or bundled payments for home visiting. State leaders expressed interest in pursuing these policy levers but acknowledged they are newer strategies that need further exploration.
- New York used a Section 1115 demonstration to promote Medicaid financing of home visiting services. The Medicaid Redesign Team (MRT) demonstrations assisted in delivery system transformation in New York with its transition towards VBP. Part of the demonstration included delivery system reform incentive payments (DSRIP). DSRIP programs that incentivize infrastructure improvements, care delivery redesign, and improvements in the quality of care for low-income populations and assist states in developing the infrastructure necessary for successful transition to New York provides incentive payments for meeting milestones on both system reform projects and outcome measures.[43] In addition to the DSRIP and VBP efforts, New York also pursued a First 1000 Days on Medicaid Initiative, in conjunction with the MRT waiver, aimed to improve outcomes for a child’s first three years of life. The initiative works across systems to improve outcomes for children on Medicaid. Statewide home visiting services are a key part of the initiative’s action plan to address social determinants of health for children on Medicaid, and has since been incorporated through a separate Children’s Design Home and Community-Based Services (HCBS)-focused program in its MRT demonstration. While expenditure authority for the DSRIP component of the MRT demonstration ended on March 31, 2020, expanded HCBS remains an active component of the MRT demonstration.[44]
Key Considerations and Next Steps
State leaders discussed several key considerations and opportunities to strengthen public insurance financing of home visiting services. In addition to the array of available Medicaid financing options, state leaders discussed the importance of taking advantage of federal authorities and initiatives, particularly CHIP HSIs, integrating home visiting into broader state health reform efforts, and aligning and coordinating home visiting efforts with new federal opportunities, such as reporting requirements for the CMS Child Core Set (i.e., Medicaid children’s health care quality measures). They also identified opportunities for federal agencies to continue to support state public insurance financing of home visiting services.
Considerations for Federal Agencies
- Provide ongoing education about home visiting program successes, technical assistance, and resources available to increase awareness and understanding among state Medicaid and CHIP, Title V MCH, and MIECHV program leaders and other key stakeholders about the array of federal Medicaid and CHIP authorities, policy levers, and strategies to support home visiting services.
One of the key challenges states and other key stakeholders identified was the need for ongoing education about state innovations and approaches to public insurance financing of home visiting services. While nearly half of states use Medicaid and CHIP to support home visiting services, ongoing education and technical assistance detailing what public insurance is available to cover home visiting and how to successfully braid public insurance with other federal, state and private financing streams could help states and key stakeholders develop strategies to maximize their home visiting programs. A deeper understanding of how to use Medicaid and CHIP to finance home visiting services could help states expand use of public insurance financing mechanisms.
- Stress the importance of integrating home visiting services into existing programs and services for parenting and pregnant women, children and their families, and align financing strategies so they support a comprehensive system.
Service integration is a key factor in improving the health and well-being of MCH populations. States are using public insurance to finance as many different types of services (e.g., screening, case management, and education) as possible to support home visiting. Interagency partnerships and collaboration have been key to service integration. States work across agencies to ensure that a wide range of services are available to Medicaid beneficiaries. Additionally, with multiple home visiting programs operating in states, streamlining enrollment applications for families is a priority. To promote service integration, states are moving towards health care models that treat both caregiver and child, and Medicaid agencies are beginning to develop financing strategies to support reimbursement of services in this area.[45] Home visiting programs provide an opportunity to develop financing strategies that support a two-generation model of care.
- Ensure that financing of home visiting programs, including the use of Medicaid and CHIP, integrates evidence-based programming and practices, such as the two-generation approach.
Home visiting models use the two-generation approach and home visitors are meeting with and providing services for both mother and baby. This requires new funding considerations and outcome measurement strategies to support home visiting models. Providing education about how to finance and bill home visiting programs can help states strengthen home visiting services that target both caregivers and their children. Education detailing how to measure outcomes when a home visitor is meeting with the whole family may clarify questions that states have about best practices around data monitoring.
- Coordinate home visiting measurement with the CMS Adult and Child Core set to foster alignment among public health and Medicaid performance and quality measures.
State participants identified coordinating data measurement as a key opportunity to help overcome some of the challenges around data collection and reporting, and to optimize new federal reporting requirements and opportunities under Medicaid. In particular, the Child and Adult Core sets are measures identified by CMS that have been shown to improve child and adult health outcomes. Starting in 2023, state Medicaid programs will be required to report on the measures set annually; currently reporting is voluntary.[46] These standardized measures present an opportunity for states, and in particular state Title V MCH program and MIECHV program leaders, to align their home visiting outcome measures with child and adult core measures under Medicaid. While there is no core measure for home visiting, the services provided may be represented by a measure in the core set. Alignment of these measures can help ensure home visiting services are considered as part of state child and adult health measure sets for Medicaid and identify the impact the programs have on health outcomes. Additionally, coordination with the Child Core set presents states with an opportunity to leverage integrated data systems that could help facilitate coordination of reporting to different agencies.
Considerations for States
- Integrate public insurance financing as part of state health reform efforts in Medicaid and CHIP, including strategies to move towards value-based payment (VBP).
State Medicaid health reform efforts are a key opportunity for states to maximize public insurance financing. Many state Medicaid agencies, like New York, are advancing VBP reforms providing an opportunity to use this strategy for public insurance financing of home visiting. At the meeting, state officials suggested considering bundled payment options for home visiting services. With an increase in VBP reforms and interest in alternative payment models, there is an opportunity for states to weave home visiting services into these broader health reform efforts. Because VBP and bundled payments are newer areas of focus for states, strategies, policy levers, and approaches for using these newer forms of payment and financing of home visiting services may be needed. In September of 2020, CMS released a letter to state Medicaid directors on Value-Based Care Opportunities in Medicaid detailing information on federal Medicaid regulatory authorities available to states and key considerations for states seeking to advance VBP, from level and scope of financial risk for payers and providers to assessment of delivery system readiness.[47] Additionally, the letter highlights various payment strategies states have used to advance value-based care like payment models built on fee-for-service architecture and episode-of-care payments. The letter presents additional opportunities for states to consider how to advance public insurance financing of home visiting as a part of value-based care efforts.
- Incorporate public insurance financing of home visiting services as part of state efforts to build and improve comprehensive, integrated systems of programs and services for women, children, and their families.
In order to promote and increase the use of public insurance financing of home visiting, there is a clear need to strengthen infrastructure support for home visiting. Through universal enrollment forms, partnerships with public health agencies, and by taking advantage of federal authorities, states are taking steps to strengthen infrastructure to support systems-based approaches to financing of home visiting programs that reach as many women and families as possible. Using a systems-wide approach involves multiple agencies and health systems that align and embed home visiting programs as part of coordinated care. This approach can help ensure the longevity and success of these programs. Public insurance is a key opportunity for states to strengthen systems, like early childhood, that include their home visiting networks and increase public health capacity to address social determinants of health. - Promote cross-sector partnerships as a critical element of public insurance financing of home visiting.
States involved in the federal-state discourse meeting had strong public/private and cross-sector partnerships. When states are considering increasing or restructuring their use of public insurance to finance home visiting services, it is essential to have strong working relationships across agencies and teams and engage executive leadership to help promote coordination. A strong cross sector partnership between state Medicaid, Title V, and MIECHV officials is integral to successfully using public insurance to finance home visiting. States also identified the private sector as a helpful partner in building and sustaining home visiting services. Bringing different agencies together to work on public insurance financing of home visiting services can strengthen overall systems and gain the political momentum to move the work forward. - Continue to advance financing strategies that promote the use of multiple federal and state financing streams, including Medicaid and CHIP, to support home visiting programs.
State participants underscored the importance of braiding different funding streams to help support home visiting programs. There are clear opportunities for states to expand home visiting services with public insurance financing and expand services like upstream interventions to help address social determinants of health. However, state officials underscored the need to ensure that public insurance financing considerations are part of a range of approaches to financing home visiting. State leaders spoke about how braiding funds, especially public insurance, is a key strategy to bolster home visiting and serve as many women, children, and families as much as possible.
Conclusion
Public insurance financing of home visiting programs is a complex issue that requires each state to decide what strategy works best and fits its specific needs. Numerous states, including those represented at this federal/state discourse meeting, are developing and implementing a range of innovative strategies and taking advantage of federal Medicaid and CHIP authorities to support home visiting services. Use of Medicaid and CHIP to support home visiting programs may be best advanced through education, technical assistance, resources, and efforts that promote cross-sector partnerships and collaboration among state Title V MCH programs, MIECHV program directors and state Medicaid agencies. Indeed, convening states to discuss different approaches and providing technical assistance to states may be the best approach to help them design home visiting programs that are supported by Medicaid and CHIP, among a variety of federal and state funding streams. Furthermore, public health crises (e.g., the opioid crisis and the COVID-19 pandemic) and other emergent issues can increase the need for home visiting services, but also provide new opportunities for financing and delivery of services to reach individuals through such strategies as telehealth. Home visiting programs provide valuable services, such as care coordination and referrals to social and community supports to MCH populations that states can leverage to continue work on social determinants of health. As states move forward with exploring public insurance financing, state budgets will be an important factor to consider when investing in home visiting services. Using public insurance to finance home visiting services is a key opportunity for states to improve the health and wellbeing of women and their families.
Appendix A: Key Informants
The National Academy for State Health Policy (NASHP) conducted key informant interviews to gather detailed information from subject matter experts and state officials on public insurance financing of home visiting services. Six subject matter experts and nine states were identified. State Medicaid, Title V, and MIECHV officials were invited to participate in the interviews to gather a wide range of perspectives. Key informant interviews with states and subject matter experts were scheduled for 30 minutes and conducted in the fall of 2019. Interviewees were specifically asked about opportunities, challenges, and barriers to public insurance financing of home visiting services and were given the opportunity to provide additional information on the topic.
- Medicaid, Title V, and MIECHV officials from the following states were interviewed. In some cases, we spoke with multiple state representatives.
- Alabama
- Colorado
- Kentucky
- Michigan
- Minnesota
- New Jersey
- New York
- South Carolina
- Texas
- Subject Matter Experts
- Jeanna Capito, Coordinator, Model Alliance
- Keith Fudge, Policy Program Manager, Urban Institute
- Kay Johnson, Consultant
- Sarah McGee, Chief Policy and Government Affairs Officer, Nurse Family Partnership
- Allison Meisch, Project Director, National Home Visiting Resource Center
- Christian Soura, Vice President, Policy and Finance, South Carolina Hospital Association
Appendix B: Federal/State Discourse Meeting on Public Insurance Financing of Home Visiting Services Participant List
State Officials
| Bryan Amick Deputy Director, Office of Health Programs, South Carolina Department of Health and Human Services |
Laurel Aparicio Executive Director, Early Impact Virginia |
| Linda Aragon Director, Division of Maternal, Child, and Adolescent Health Los Angeles County Department of Public Health |
Rachel Becker Special Assistant to the Secretary of Health and Human Resources Virginia Department of Health |
| Stephen Cook Medical Director, Division of Medical and Dental Directors New York State Department of Health |
Margaret Geraghty Health Policy Analyst, Maternal, Infant, & Early Childhood Home Visiting Program Maryland Department of Health |
|
Benjamin Hazelton
|
Jordan Kennedy
|
| Alexandra Loizias Division Chief, Innovation and Delivery System Reform Maryland Medicaid |
Dawn Reckinger Manager, Family Home Visiting Minnesota Department of Health |
| Dawn Shanafelt Director, Division Maternal and Infant Health Michigan Department of Health and Human Services |
Christian Soura Vice President, Policy and Finance South Carolina Hospital Association |
| Joanna Su Manager of Strategic Planning, Maternal, Infant, & Early Childhood Home Visiting Program at Governor’s Office of Early Childhood Development State of Illinois |
Federal Representatives
| Josephine Ansah
Public Health Analyst, Division of Home Visiting and Early Childhood Systems |
Meg Barry Deputy Director, Division of State Coverage Programs Centers for Medicare & Medicaid Services |
| Melissa Brodowski Deputy Director, Office of Early Childhood Development Administration for Children and Families |
Kelsi Feltz Public Health Analyst, Office of Policy and Planning Health Resources and Services Administration, Maternal and Child Health Bureau |
| Rachel Herzfeldt-Kamprath Policy Analyst, Division of Home Visiting and Early Childhood Systems, Health Resources and Services Administration, Maternal and Child Health Bureau |
Amanda Innes Senior Advisor/Chief of Staff, Health Resources and Services Administration, Maternal and Child Health Bureau |
| Kirsten Jensen Director, Division of Benefits and Coverage Centers for Medicare & Medicaid Services |
Michele Lawler Director, Title V Federal Program Health Resources and Services Administration, Maternal and Child Health Bureau |
| Cynthia Phillips Director, Division of Home Visiting and Early Childhood Systems Health Resources Services Administration, Maternal and Child Health Bureau |
Ann Stock Public Health Advisor, Division of Home Visiting and Early Childhood Systems Health Resources and Services Administration, Maternal and Child Health Bureau |
| Michael Warren Associate Administrator Health Resources and Services Administration, Maternal and Child Health Bureau |
Kristen Zycherman Coordinator, Maternal and Infant Health Initiatives Centers for Medicare & Medicaid Services |
National Organization Representatives
| Emily Blanford Program Principal, Health Program National Conference of State Legislatures |
Jeanna Capito Consultant and Home Visiting Model Alliance Facilitator, Home Visiting Model Alliance |
| Amy Haddad Director of Public Policy and Government Affairs, Association of Maternal & Child Health Programs |
Zach Laris Director of Federal Advocacy & Child Welfare Policy American Academy of Pediatrics |
| Catriona MacDonald Executive Director, Association of State and Tribal Home Visiting Initiatives |
Sarah McGee Chief Policy and Government Affairs Officer, Nurse Family Partnership |
| Mary Peniston Chief Program Officer, ChildFirst |
Kathy Pillow-Price Project Co-Director, Home Visiting Improvement Action Center Education Development Center |
| Josh Prosser Policy Associate, Linchpin Strategies, LCC |
National Academy for State Health Policy Staff
Melissa Caminiti
Project Director (formerly with NASHP)
Eddy Fernandez
Research Analyst
Taylor Platt
Policy Associate
Karen VanLandeghem
Senior Program Director
Appendix C: Additional Resources on Financing of Home Visiting Programs
- Joint Informational Bulletin: Coverage of Maternal, Infant, and Early Childhood Home Visiting Services
- Medicaid Financing of Home Visiting Services for Women, Children, and Their Families
- Medicaid and Home Visiting: The State of States’ Approaches
- State Home Visiting Approaches Improve Early Childhood Outcomes and Systems
- Funding Home Visiting with a Pay for Outcomes Approach
- Financing Public Health Interventions through Pay for Success: South Carolina and the Nurse-Family Partnership Seek to Improve Maternal and Child Health through Pay for Success
- Home Visiting: Improving Outcomes for Children
- Fostering Social and Emotional Health through Pediatric Primary Care: A Blueprint for Leveraging Medicaid and CHIP to Finance Change
- Health Care Payment Learning & Action Network (HCPLAN): Alternative Payment Model (APM) Framework
- Health Affairs: A Roadmap for Driving High Performance in Alternative Payment Models
- American Academy of Pediatrics: Pediatric Accountable Care Organizations: Insight from Early Adopters
- CMS State Medicaid Director Letter on Value-Based Care Opportunities in Medicaid
- Developing Data Exchange Standards for MIECHV Home Visiting Programs
End Notes
- “Home Visiting.” Maternal and Child Health Bureau, March 4, 2020. https://mchb.hrsa.gov/maternal-child-health-initiatives/home-visiting-overview.
- Heather Zaveri, Andrew Burwick, and Erin Maher, “The Potential for Cost Savings from Home Visiting Due to Reductions in Child Maltreatment,” Casey Family Programs, April 2014, http://www.chapinhall.org/sites/default/files/documents/EBHV%20Cost%20Savings%20Brief.pdf.
- Michalopoulos, Charles, Kristen Faucetta, Anne Warren, and Robert Mitchell. Evidence on the Long-Term Effects of Home Visiting Programs: Laying the Groundwork for Long-Term Follow-Up in the Mother and Infant Home Visiting Program Evaluation (MIHOPE). OPRE Report 2017-73. Washington, DC: Office of Planning, Research and Evaluation, Administration for Children and Families, U.S. Department of Health and Human Services. https://files.eric.ed.gov/fulltext/ED579153.pdf
- “Maternal, Infant, and Early Childhood Home Visiting (MIECHV) Program: Background and Funding.” Congressional Research Service, November 21, 2018. https://fas.org/sgp/crs/misc/R43930.pdf.
- “Home Visiting.” Maternal and Child Health Bureau, March 4, 2020. https://mchb.hrsa.gov/maternal-child-health-initiatives/home-visiting-overview.
- National Home Visiting Resource Center. 2019 Home visiting yearbook. James Bell Associates and Urban Institute. 2019. https://live-nhvrc.pantheonsite.io/wp-content/uploads/NHVRC_Yearbook_Summary_2019_FINAL.pdf
- The Maternal, Infant, and Early Childhood Home Visiting Program Partnering with Parents to Help Children Succeed, The Maternal, Infant, and
- Early Childhood Home Visiting Program Partnering with Parents to Help Children Succeed (2020). Retrieved from
- https://mchb.hrsa.gov/sites/default/files/mchb/MaternalChildHealthInitiatives/HomeVisiting/pdf/programbrief.pdf
- Vikki Wachino and James Macrae, “Coverage of Maternal, Infant, and Early Childhood Home Visiting Services,” CMCS and HRSA Joint Information Bulletin, March 2016, https://www.medicaid.gov/federal-policy-guidance/downloads/cib-03-02-16.pdf.
- Johnson, Kay. Medicaid Financing for Home Visiting: The State of States’ Approaches. Johnson Group Consulting, Inc. 2019. https://ccf.georgetown.edu/wp-content/uploads/2019/01/Medicaid-and-Home-Visiting.pdf
- Normile, Becky, Karen VanLandeghem, and Alex King. “Medicaid Financing of Home Visiting Services for Women, Children, and Their Families.” The National Academy for State Health Policy, August 2017. https://oldsite.nashp.org/wp-content/uploads/2017/09/Home-Visiting-Brief.pdf
- Managed care rate setting, Managed care rate setting § (n.d.). https://www.macpac.gov/subtopic/managed-care-rate-setting/.
- Ibid
- 2019-2020 Medicaid Managed Care Rate Development Guide, 2019-2020 Medicaid Managed Care Rate Development Guide § (2019). https://www.medicaid.gov/Medicaid/downloads/2019-2020-medicaid-rate-guide.pdf.
- Herzfeldt-Kamprath, Rachel, Maura Calsyn, and Thomas Huelskoetter. “Medicaid and Home Visiting: Best Practices from States.” Center for American Progress, January 25, 2017. https://www.americanprogress.org/issues/early-childhood/reports/2017/01/25/297160/medicaid-and-home-visiting/.
- “Home Visiting.” Maternal and Child Health Bureau, March 4, 2020. https://mchb.hrsa.gov/maternal-child-health-initiatives/home-visiting-overview.
- Sandstrom, Heather, Sarah Benatar, Rebecca Peters, Devon Genua, Amelia Coffey, Cary Lou, Shirley Adelstein, et al. “Home Visiting Career
- Trajectories.” Urban Institute, February 2020.
- https://www.urban.org/sites/default/files/publication/101641/home_visiting_career_trajectories_0.pdf.
- Vikki Wachino. “Maternal Depression Screening and Treatment: A Critical Role for Medicaid
- in the Care of Mothers and Children,” CMS, May 2016, https://www.medicaid.gov/federal-policy-guidance/downloads/cib051116.pdf
- “Home Visiting.” Maternal and Child Health Bureau, March 4, 2020. https://mchb.hrsa.gov/maternal-child-health-initiatives/home-visiting-overview.
- 42 CFR § 431.958
- 42 CFR § 431.51
- SMD # 16-005 Re: Clarifying “Free Choice of Provider” Requirement in Conjunction with State Authority to Take Action against Medicaid Providers, SMD # 16-005 Re: Clarifying “Free Choice of Provider” Requirement in Conjunction with State Authority to Take Action against Medicaid Providers § (2016). https://www.medicaid.gov/sites/default/files/federal-policy-guidance/downloads/SMD16005.pdf.
- Johnson, Kay. Medicaid Financing for Home Visiting: The State of States’ Approaches. Johnson Group Consulting, Inc. 2019. https://ccf.georgetown.edu/wp-content/uploads/2019/01/Medicaid-and-Home-Visiting.pdf
- Medicaid. “About Section 1115 Demonstrations.” About Section 1115 Demonstrations, n.d.
- https://www.medicaid.gov/medicaid/section-1115-demonstrations/about-section-1115-demonstrations/index.html.
- Normile, Becky, Karen VanLandeghem, and Alex King. “Medicaid Financing of Home Visiting Services for Women, Children, and Their Families.” The National Academy for State Health Policy, August 2017. https://oldsite.nashp.org/wp-content/uploads/2017/09/Home-Visiting-Brief.pdf
- Medicaid. “About Section 1115 Demonstrations.” About Section 1115 Demonstrations, n.d.
- https://www.medicaid.gov/medicaid/section-1115-demonstrations/about-section-1115-demonstrations/index.html.
- “Medicaid Benefits: Targeted Case Management,” Kaiser Commission on Medicaid and the Uninsured, accessed March 2017, http://kff.org/ medicaid/state-indicator/targeted-case-management.
- Sara Rosenbaum et al, “Medicaid and Case Management to Promote Healthy Child Development,” The Commonwealth Fund, June 2009, https://publichealth.gwu.edu/departments/healthpolicy/DHP_Publications/pub_uploads/dhpPublication_FB044708-5056-9D20- 3D1C4A53DFA85EC7.pdf.
- Medicaid Coverage of April 2017 Pregnancy and Perinatal Benefits,” Kaiser Family Foundation, http://files.kff.org/attachment/Report-Medicaid-Coverage-of-Pregnancy-and-Perinatal-Benefits
- . “Maternal, Infant, and Early Childhood Home Visiting Program in Kentucky – Competitive Application,” Kentucky Department of Public Health, submitted to the U.S. Department of Health and Human Services June 28, 2011,https://healthcarereform.ky.gov/grants/Documents/Maternal,%20Infant%20and%20Early%20Childhood%20Home%20Visit%20Program%20in%20Kentucky.pdf
- Normile, Becky, Karen VanLandeghem, and Alex King. “Medicaid Financing of Home Visiting Services for Women, Children, and Their Families.” The National Academy for State Health Policy, August 2017. https://oldsite.nashp.org/wp-content/uploads/2017/09/Home-Visiting-Brief.pdf
- “Michigan Home Visiting Report: How Home Visiting Supports Michigan Families ,” 2017. https://www.michigan.gov/documents/homevisiting/Home_Visiting_Initiative_Report_2017_637278_7.pdf.
- Ibid
- Johnson, Kay. Medicaid Financing for Home Visiting: The State of States’ Approaches. Johnson Group Consulting, Inc. 2019. https://ccf.georgetown.edu/wp-content/uploads/2019/01/Medicaid-and-Home-Visiting.pdf
- Home Visiting Services Pilot. Maryland Department of Health. Accessed April 6, 2020. https://mmcp.health.maryland.gov/Pages/Home-Visiting-Services-Pilot.aspx.
- Frequently Asked Questions (FAQs) Health Services Initiative, Frequently Asked Questions (FAQs) Health Services Initiative § (2017).
- https://www.medicaid.gov/sites/default/files/federal-policy-guidance/downloads/faq11217.pdf.
- “About: SafeCare Arkansas.” Stronger Families Brighter Futures, n.d. https://www.arhomevisiting.org/modelname/safecare-arkansas/.
- State Plan Amendment Approval AR-16-0002-CHIP, State Plan Amendment Approval AR-16-0002-CHIP § (2016).
- https://www.medicaid.gov/sites/default/files/CHIP/Downloads/AR/AR-16-0002-CHIP.pdf.
- “Section 1915(b) Waiver Proposal for MCO, PIHP, PAHP, PCCM Programs and FFS Selective Contracting Programs,” South Carolina Department of Health and Human Services, December 2015, https://www.medicaid.gov/Medicaid-CHIP-Program-Information/By-Topics/Waivers/Downloads/SC_Enhanced-Prenatal-Postpartum-Home-Visitation-Managed-Care.pdf
- “South Carolina Nurse-Family Partnership Pay for Success Project,” South Carolina Department of Health and Human Services, 2016, https://www.scdhhs.gov/sites/default/files/NFP%20PFS%20Fact%20Sheet%20scdhhs.pdf.
- “Value-Based Payment.” MACPAC. Medicaid and CHIP Payment and Access Commission, March 18, 2020. https://www.macpac.gov/subtopic/value-based-purchasing/.
- Maternal and Infant Health Care Delivery Models and Value-Based Payment Approaches: Key Findings From an Environmental Scan , Maternal and Infant Health Care Delivery Models and Value-Based Payment Approaches: Key Findings From an Environmental Scan § (2018). https://www.medicaid.gov/state-resource-center/innovation-accelerator-program/iap-downloads/functional-areas/iap-maternal-health-factsheet.pdf.
- Ibid
- “New York State Medicaid Redesign Team Waiver .” 1115 Research and Demonstration Waiver, November 27, 2019. https://www.health.ny.gov/health_care/medicaid/redesign/dsrip/2019/docs/formal_amendment_req.pdf.
- “Department of Health.” First 1000 Days on Medicaid Initiative. Accessed April 6, 2020. https://www.health.ny.gov/health_care/medicaid/redesign/first_1000.htm.
- Pierce-Wrobel, Clare, and Katie Green. “To Help Fix The Maternal Health Crisis, Look To Value-Based Payment.” Health Affairs Blog, July 16, 2019. https://www.healthaffairs.org/do/10.1377/hblog20190711.816632/full/.
- “Children’s Health Care Quality Measures,” 2020. https://www.medicaid.gov/medicaid/quality-of-care/performance-measurement/adult-and-child-health-care-quality-measures/childrens-health-care-quality-measures/index.html.
- Anne Marie Costello and Brad Smith. “Value-Based Care Opportunities in Medicaid.” Center for Medicaid and CHIP Services and Center for Medicare and Medicaid Innovation. September 2020. https://www.medicaid.gov/Federal-Policy-Guidance/Downloads/smd20004.pdf
Acknowledgments: The National Academy for State Health Policy thanks state officials who participated in key informant interviews and to those who attended the Federal/State Discourse Meeting, and to colleagues Cynthia Phillips, Amanda Innes, Ann Stock, Josephine Ansah, and Kelsi Feltz of the Health Resources and Services Administration, as well as colleagues at the Centers for Medicare & Medicaid Services for their invaluable feedback and guidance. This project is supported by the Health Resources and Services Administration (HRSA) of the US Department of Health and Human Services (HHS) under the Supporting Maternal and Child Health Innovation in States Grant No. U1XMC31658; $398,953. This information, content, and conclusions are those of the authors’ and should not be construed as the official position or policy of, nor should any endorsements be inferred by HRSA, HHS, or the US government.
Implications for States if SCOTUS Overturns or Upends the ACA
/in Policy CHIP, Consumer Affordability, Eligibility and Enrollment, Essential Health Benefits, Health Coverage and Access, Health IT/Data, Health System Costs, Medicaid Expansion, State Insurance Marketplaces /by Anita Cardwell and Christina CousartThe Supreme Court decision in the California vs. Texas case challenging the Affordable Care Act (ACA) could impact all or just a few of its policies and programs with far-reaching consequences for states. This NASHP slide deck describes the ACA’s major provisions, state implementation of the act, and potential implications if the ACA is overturned or revised. Read a related blog, You Can’t Unring a Bell – Implications for States if the Supreme Court Upends the Affordable Care Act, and read/download the slide deck.
You Can’t Unring a Bell – Implications for States if the Supreme Court Upends the Affordable Care Act
/in Policy Blogs, Featured News Home CHIP, Consumer Affordability, Eligibility and Enrollment, Essential Health Benefits, Health Coverage and Access, Health IT/Data, Health System Costs, Medicaid Expansion, State Insurance Marketplaces /by Trish RileyFor more than a decade, states have been at work implementing the Affordable Care Act (ACA). Today, to varying degrees, its provisions are hardwired into all states. If the ACA fails to survive the objections raised in the US Supreme Court case California vs. Texas, states will face significant challenges and new costs.
Next week’s oral arguments before the nation’s highest court could lead to a decision to end the ACA, depending on how broadly the court rules, and create significant disruptions in states.
The court may reaffirm its 2012 ruling that upheld the constitutionality of the mandate that individuals must have insurance coverage or pay a penalty. It could also conclude that the individual mandate is in fact unconstitutional and strike down some but not all the law, or it could end the law altogether. Of course, the most profound impact such a decision would have is on the more than 20 million Americans now covered through ACA’s coverage expansions. Most states, now confronting severe budget constraints due to COVID-19, would be unable to replace the federal dollars that now support that coverage through Medicaid expansion and tax subsidies.
But there are more implications – some mundane but substantial – at stake here for states should the court significantly alter or eliminate the ACA. This blog and the accompanying slide deck outlines the far-reaching effect of states’ health insurance programs stripped of the ACA.
For starters, the ACA required states to significantly alter how Medicaid eligibility and enrollment is conducted and changed how financial eligibility is determined for many Medicaid enrollees. It required a single application to be used for multiple health coverage programs and streamlined how eligibility is conducted. Federal dollars supported the buildout of new technologies and other administrative apparatus to support the new, consolidated eligibility and enrollment systems and to link Medicaid to health insurance exchanges. This work was transformative and is now well established in all states, but without the ACA:
- Would states be required to again retool all their systems and do it without the federal money that helped build them?
- Would states face federal penalties for noncompliant eligibility determinations as they transitioned Medicaid expansion enrollees off coverage and revamped their systems to once again administer traditional Medicaid programs?
- What about the cost and ensuing confusion as children of state employees, now eligible for the Children’s Health Insurance Program (CHIP) and ACA funding, lose that coverage and revert back to their parents’ health coverage?
If the ACA’s expanded coverage to fill the Medicare Part D’s “donut hole” is eliminated, how will states protect low-income Medicare beneficiaries who are dually eligible for Medicare and Medicaid, and at what cost?
Importantly, the ACA set national standards for insurance regulation, particularly for small group and individual markets. Before the ACA, insurers used crude tools to lower costs and maximize revenue, imposing annual and lifetime limits on claims, refusing to cover pre-existing conditions, using discriminatory rating practices, denying renewals, and rescinding coverage while shifting more and more costs to out-of-pocket expenses for consumers. The ACA prohibited such practices and imposed medical loss ratios on all markets to limit what insurers could charge in overhead and administration.
In providing advanced premium tax credits (APTC) and health insurance exchanges to help consumers find and secure affordable, comprehensive coverage, the ACA stabilized and grew the individual markets in states. The loss of these consumer protections and subsidies will alter the dynamic of these markets and challenge states to maintain coverage. While 40 states have enacted laws to allow children to stay on a parent’s plan until age 26, some make that coverage optional for insurers, not a requirement. As the chart in this slide deck demonstrates, some states have concretized parts of the ACA in their state laws, protecting those with pre-existing conditions, limiting out of pocket exposure, and banning annual and lifetime benefits. But the majority of states have not followed suit and the loss of APTCs that make that coverage affordable will complicate state policymaking decisions.
These few examples of the data included in NASHP’s slide deck make clear that the ACA is deeply embedded in state program operations, policy and law. The elimination of the ACA would indeed create profound loss for the millions of people covered by the program, but the disruption it would cause states’ insurance markets and administrative and IT infrastructure cannot be ignored. As the court hears oral arguments and ultimately makes its decision, states must be prepared for potential upheaval as 11 years of work implementing and refining the ACA could be upended.
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For individuals living with complex, often chronic conditions, and their families, palliative care can provide relief from symptoms, improve satisfaction and outcomes, and help address critical mental and spiritual needs during difficult times. Now more than ever, there is growing recognition of the importance of palliative care services for individuals with serious illness, such as advance care planning, pain and symptom management, care coordination, and team-based, multi-disciplinary support. These services can help patients and families cope with the symptoms and stressors of disease, better anticipate and avoid crises, and reduce unnecessary and/or unwanted care. While this model is grounded in evidence that demonstrates improved quality of life, better outcomes, and reduced cost for patients, only a fraction of individuals who could benefit from palliative care receive it. 























































































































































